Archive for March 2009

Credit Report Repair

Chane Steiner asked: Credit report repair is commonly referred to as the process of disputing negative items in a credit report. Under the Fair Credit Reporting Act, consumers have the right to request an investigation with the credit bureaus for any item on their credit report. The credit bureaus and the original furnisher of the [...]

How Do you Obtain your Equifax Free Credit Report?

Helen March And Karen Ciancio asked: Equifax, Experian, and TransUnion are the 3 major credit bureaus and are required by law (Fair Credit Reporting Act – FCRA) to provide you with a free annual credit report at your request.Once every 12 months you can request a free copy of your credit report. Your credit report [...]

Free yearly credit report: keeps check on your financial transactions

Sophie Wilson asked: Do you know before offering loans, lenders always check your yearly credit report? This report gives an overview of your financial standing in the market. So, it is advisable to scan your free yearly credit report before applying for loans.There are three major credit reporting agencies that formulate credit report that are [...]

How To Fix A Negative Credit Report In 3 Simple Steps!

Helen Hecker asked: If you want to get rid of negative credit you can easily take a few steps to completely turn it around and see a significant improvement in your credit score. Thousands of people face the same problems and assume it takes a credit professional or credit repair service to do it for [...]

good credit monitoring service?

Jak D asked: Does anyone know of a good and cheap monthly service where you have unlimited access to reports from all three credit bureaus?Marian