Needyourhelp asked: I just ordered my credit reports from all three bureaus. I have a couple things on my credit from when I was younger and decided not to pay the (yea i was smart). I looked at the online version of my report and seen that two were charged off. and two were sent [...]
doinou asked: I need to dispute an item on my credit report. I can prove my case, but it will involve providing a court document to the credit bureau that they have not been aware of, which shows me as a co-defendant with the creditor three years ago. I don’t want to raise a flag [...]
Tom Tessin asked: Inaccuracies are not uncommon when it comes to your credit report. That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate. You have the right to manage your credit and according to the Fair Credit Reporting Act if there is [...]
Just Another Guy asked: I have many high dollar debts that I am being harrased by collection agencies for. But on my credit reports from all three bureaus show that several of the debts were written off by the creditor. But now I am getting harrassing phone calls every day from collection agencies for those [...]
Tone asked: Over five years ago, I worked for a large company that required full background checks. The HR mgr gave me a copy of my background report. She advised me to investigate if I was a victim of ID theft because the credit history part of my report listed someone’s name who had used [...]