Archive for April 2009

What forms do you send to the credit bureaus to dispute something on your credit report?

membersonlygirl asked: my husband filed for bankruptcy about three years ago. no big deal his credit is good right now. however there is an account that has been ‘settled’ due to the bankruptcy but on his last credit report it said that it was still ‘open’. we have all the forms we need to send [...]

Reasons for Checking Your Credit Report

Sean Patrick asked: Your credit report and score tells lenders whether or not you are a good risk for a loan. Your credit history, payments, and account information are on this report. Your FICO score is also an important factor for lenders. The information contained in your credit report is used to generate your FICO [...]

Credit Reports – What’s on Them, and How to Check Yours

James Marshall asked: Credit Reports – What’s On Them, and How to Check YoursBusinesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about [...]

Identity Theft, Fraudulent accounts, theft, social security misuse?

Marcos C asked: Unfortunately I have been another victim of identity theft. Because of that I placed a “fraud alert” on my credit report, contacted the local police, and contacted all three credit bureaus. Now the problem is that the fradulent accounts removed keeps coming back to my credit report everytime I have them remove [...]

How do I set up payments so I can fix my debt for the military?

alrichar6 asked: I want to join the military it appears I should at least set up some payment plans as I do indeed have some debt. I have my credit report from all three credit bureaus, so what do I do now? Im wanting to join the Navy. Thanks in advance. I have a repo [...]