LT asked: Not only are the three bureaus inconsistent in their reportings, but people’s lives are sometimes ruined from stolen identities, erroneous credit reportings, and unauthorized inquiries. What can we do to reform this system?Tina
Tarun Jaswani asked: It is important to be aware about your credit score before looking to apply for mortgage or availing the facility of credit card. It is really a good idea to verify credit rating from different credit bureaus at different period of time in order to secure the identity, which can be very [...]
whatever_3645 asked: No websites please. they all require you to buy something or enter a credit card # for a “free” trial of this and that. I know there’s a number you can call for each of the three bureaus and it’s completely free. I’ve done it once before, i just lost the numberAngela
jitiz asked: I just spoke to Palasades and had them send me a fax(and letter to follow) to delete the account from all three credit bureaus if I pay only 50%. I plan on using a money order for the amount and send it certified mail. Will be like 60 bucks all together. This is [...]
Cathy Taylor asked: The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you?When you make purchases on a credit card, make [...]