gr8tfriend asked: I short sold a home in 2006. The short sale was reported to all three credit bureaus as being ” Settled for less than the full balance, paid as agreed”. However on my Equifax and Experian credit report the account shows “settled for less than the full balance, paid as agreed and lastly [...]
ailat21 asked: My husband’s credit report states he owes a creditor $300. We’ve disputed the debt three times via Transunion, Eq and Ex. All three were validated. We’ve sent three certified letters requesting validation, and one requesting a payment address, etc. We have also called over 50 times and left numerous messages, which aren’t returned. [...]
Chane Steiner asked: A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.Many people will tell you that it is impossible to remove a bankruptcy from your credit [...]
John Mcfadden asked: Under federal law you are entitled to get a copy of your Free Credit Report once every 12 months, when you request it form the three main American Credit Report Bureaus. It’s important to note that while you can get your Report for free you cannot get your actual Credit Score for [...]
Mike Clover asked: After taking the first step of obtaining a free credit score report, the next most common step to improving your credit score is to correct any errors that might be present. Strangely enough, errors do occur, and it is well worth taking the time to dispel such inconsistencies. You must carefully scrutinize [...]