Jim McEwan asked: Click Here to Get A Free Credit Report from ExperianA credit report is a record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy. In Texas, when a customer fills out an application for credit from a bank, store or credit card company, their information [...]
Danny Thompson asked: Because of a new federal law passed in 2005, you can now get your credit report free from all 3 of the major credit bureaus (Equifax, Experian and TransUnion).Thanks to this legislation, credit reporting agencies are required to provide you with a free copy of your credit report on an annual basis [...]
John Cooper asked: To remove negative marks on your credit report you must dispute the credit bureaus. You have two methods to do this.1. Create a dispute letterThis method requires you to create a dispute letter. In this letter you identify the negative mark you want removed and provide a reason why that mark is [...]
ashlee89 asked: Hi. I’m a 24 year old young professional with an above 745 credit score (from experian) and annual income of $63k. I have three other bank credit cards with a credit line of $5k each card and 1 store credit card and 1 gas credit card. I know I might have too many [...]
Christina asked: Yesterday I pulled my credit reports from all three bureaus and discovered that on one report there was an old collection account. I called the collection agency and discovered that it was for an old credit card that I defaulted on. The origincal credit card is listed with all three bureaus as closed. [...]