Archive for June 2009

How would you deal with this Collection Agency Problem?

Constance B asked: I have recently obtained my Annual Credit Report from the Big three Credit Bureaus. This is a similar question to that posted a few days ago by another user. My credit report shows no deliquent accounts except for one from a Collection Agency called AFNI. It being placed on the account in [...]

The 411 on Credit Reports

Carl Smith asked: Credit Reports – What’s On Them, and How to Check YoursBusinesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about [...]

Why is it necessary to do Credit report repair?

Isabel asked: Is it necessary to do credit report repair?Credit report repair will surely help you to improve your credit report and thereby increase your credit score. It is process that eliminates the negative remarks and gives you a good credit report. There are many people who are unaware of repairing their credit report and [...]

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]

Need Help with Acct reported in my credit was disputed?

eripapito asked: I have found on my credit report an acct that was disputed. This acct was reported to the BBB and also was disputed to the collection company with letters I sent by certified mail. Does someone knows if it is agains the law to report an acct on the cridit bureaus that was [...]