Archive for September 2009

Free Annual Credit Report

Michael Killian asked: Would FREE copies your credit report be of interest? If you are committed to repairing your credit or simply want to know what is on your credit report, I have good news for you. A free copy of your credit report is available to every consumer annually. This article discusses the free [...]

What is a PLUS credit score (for example 701)?

Eddie Cacciatore, Private Eye asked: I use a service through AMEX that keeps me posted about changes to my credit rating. They check the three agencies, but they call it a PLUS Score. What do they mean? For example: PLUS Score from TransUnion This PLUS Score is based on information from your TransUnion credit report. [...]

Disputing Credit Reports

Justin Hutto asked: The most effective method of improving a low credit score is to dispute negative marks on your credit report. The reason this helps is because it will show a better payment history, this factor accounts for up to 35% of your score.To dispute a negative mark, you need to send a credit [...]

Where to get a Secured Credit Card with only $100?

Searcher asked: I need to rebuild my credit and cannot qualify for a non-secured cc (or even dept. store card). I am on SSD and receive about $700 a month now. After rent, etc. I’m lucky if I end up with $50 left over the day after the direct deposit. Therefore, I need a secured [...]

Can I get free credit reports from all 3 bureaus?

Macy asked: I want to know what all three bureaus are reporting on me.Brad