Luvinmylife2 asked: I visited a local bank who deals with lenders all over the US. The loan officer assured me that I did not have a credit score. I have three accounts, and all three have been accurately reported to all three credit bureaus. Two of three accounts have been paid in full: 1) a [...]
Sophie Wilson asked: Having knowledge about your credit score is quite essential nowadays. You will have to show it in almost every financial purpose whether it is while seeking a loan, while applying for a credit cards, getting an auto or a home loan or for applying for a job. The necessity of the knowledge [...]
Chane Steiner asked: A foreclosure can be reported on your credit report for 7 years and should be avoided at all costs. A foreclosure can be devastating to your credit scores. If you have a foreclosure on your record, credit repair should be one of the very first things you look into. A foreclosure can [...]
Geoff Hibbert asked: A credit report is a history of your payments, not just a snapshot of where you are at the moment, says Maxine Sweet, vice president of public affairs for Experian, one of the three major credit reporting agencies.A credit report is a crucial document that reflects your credit status. A credit report [...]
ricky asked: I had disputed the account once and I was informed that I still needed to pay. I called the collection agency and agreed to work with them and start making payments. That was this past summer. I hadn’t called them since. So last night I randomly decided to check my credit report and [...]