Archive for February 2010

how do i write a letter to the three credit bureau about my credit report ?

Peaches asked: before I continue I like to say Thanks for Your help. Can the three major credit bureau list the same debt like for instance if the experian list a debt can trans union list the same debt which make you bad. Also if its a charge off can they reopen that account debt. [...]

Debt Settlements Effect On Credit Report

John Chase asked: Debt Settlements Effect On Credit ReportWhen you go to a loan company today, you might be wondering why they never ask you for any information other than those used to verify your identity. What you need to know, however, is that credit companies today are able to access your full credit profile [...]

Credit Report questions and answers

creditfaq asked: Credit Report Advice?I was checking my credit report because a college I applied to have information stolen. On my credit report was an unpaid medical bill. This be not my fault. My insurance company didn’t retribution the bill because they weren’t convinced I was still a student. We faxed them the required documents [...]

Why is it so hard to get a credit report showing all three credit bureaus that includes your credit score?

SCUZE-ME asked: It’s MY credit so shouldn’t I have easy access to it? I know there are places that you can get an annual credit report but, I think, that’s only from one agency. And I know there are places you can pay for one as well but, again, it’s MY credit so shouldn’t I [...]

Credit Reports and Credit Repair Tips

Ronnica Rothe asked: Having a bad credit report can affect your current interest rates and your ability to apply for further credit or loans. It is a good idea to know what your credit report contains, as this is what potential lenders see when they consider you as a candidate for a loan whether it [...]