Archive for March 2010

What is the web page or service where you can get the truly free credit report once a year?

MJ K asked: not the big three bureaus but the national one that is freeJay

Is there a way to repair your credit by sending registered letters denying the debts to the credit report cos?

Kimberly B asked: I have heard this often. That you can send registered letters denying the debts one by one to the three credit reporting bureaus and if they didn’t provide proof of the debts within 30 days or something that they had to remove the debts. Everything except judgements. Is this true? If so, [...]

Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus?

lamontsmith13 asked: I’ve already gotten my free credit reports from annualcreditreport.com but now I’m looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I’d get from the credit score source that Equifax, Experian and [...]

How Well Do Your Understand Your Credit Report?

Donald Saunders asked: You probably know all too well that the information which is contained in your personal credit report is used by the loan and credit card companies when determining whether to extend credit to you, but do you know exactly what information your personal credit report contains? For example, did you know that [...]

Credit Report Secret – Raise Your Credit Score Fast With This Method!

Helen Hecker asked: Everyone wants a good credit score. So much of what we do financially is dependent on this FICO score on our credit report. Of course it’s important to try to make payments on time, etc. but this isn’t always easy to do. Emergencies come up. You can be the best person in [...]