Archive for April 2010

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do to raise [...]

Credit Bureau Basics

Mansi Aggarwal asked: Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into [...]

Can a credit Bureau sue me for unpaid medical bills?

andrea c asked: Basically I went to the ER without any medical coverage because my work had changed it and i didn’t know when they did. Then I got bills for 80, then 90 then 790.00!!! I dont know how to pay that off except in monthly payments. SMALL monthly payments. I was talking to [...]

3 Types of Free Credit Bureau Reports Explained

Francine Denson asked: There some confusion out there when it comes to free credit reports. You have likely seen the many articles that are floating around that state that you can get your free credit report, but just what does a free credit report consist of? In this article will will look at the differences [...]

Should You Obtain a Copy of Your Credit Report?

Allison May asked: The answer to the above question is yes. You definitely should obtain a copy of your credit report. If you’re asking why, let’s talk about some important points about your credit report. What is in your credit report? Your credit report contains significant information about your accounts and finances. In your credit [...]