Archive for April 2010

Credit Repair – How to Get Your Credit Reports Painlessly

Ian Webber asked: Credit Repair – It Takes Three to TangoGet all three of your credit reports. There are a variety of ways to do this. In fact, as any one who has started a credit repair project knows, there are about a thousand ways to get your credit reports on the Internet. Everyone has [...]

I really need help with obtaining a credit report?

briennagrace asked: I am 18, and I do not own a credit card. I got my social security card and bank card stolen. I already got a new bank card and stopped the other one, but as far as my social security…that’s irreplaceable. I tried to get a credit report from freecreditreport.com, but you need [...]

why can’t i get a free credit report?

ajent32 asked: just a few moments ago i attempted to request a free credit report from the three major bureaus (experian, etc)from a legit website and it said …. We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of [...]

Should I report to one or all three credit bureaus?

carolinabluebaby asked: I am trying to get rid of a bankruptcy that was not mine off of my credit report. Do I have to dispute all three credit bureaus or just do one and all of them will be taken care of? Do they all create their own report or just get it out of [...]

Credit Report

Mike Clover asked: What is in a credit report? A credit report is a snapshot of your current obligations to creditors. These creditors include credit card companies, mortgage companies, banks, and retail stores. Lenders are permitted by law to check your credit report and review it in order to determine whether or not to grant [...]