Aubrey Clark asked: Credit scores are the determining factor on how good the deal is for most of the major purchases we make in life. Managing your credit wisely can save thousands of dollars over one’s lifetime and even contribute to a comfortable retirement. Think about this, improving your credit scores by 50 points can [...]
Pammila Phillis asked: Credit reports contain errors on a regular basis. So, before applying for new credit or beginning your credit repair journey make sure that all of the information contained in your credit report is yours.Reasons for such mixes include:1. Common name. For example, a father and son who live at the same address, [...]
Debbie Dragon asked: It may sound like a scam, but there are legitimate companies who can actually help you remove errors from your credit report or fix omissions within 72 hours. If you’ve tried to correct the situation on your own, you know it can take weeks, even months before it is actually straightened out- [...]
McGlovin(tm) asked: I thought when you get your free once-a-year report, you have access to it for a month. I had it for one day, and all three told me I’d have to buy it. Can someone explain? Are they notorious for this? Craig T, don’t talk to me like im some random 14 year [...]
Emily asked: I owed $900 to a local hospital. They wanted me to pay $130 a month, but I couldn’t afford it. I made one payment of $130. Then I signed up for a debt consolidation program through a company called Care One. Care One sent out a proposal to the hospital, asking them to [...]