Steve asked: I leased a new Altima about a month ago, and my credit score was at a Tier 3 level. I sent letters to the agencies which haven’t reported the fix to the credit bureaus after a mistake they made as well as the three credit bureaus, and have repaired my credit back to [...]
Dale Siegel asked: I have been in the real estate industry since the early 80′s. I was a bank closing attorney, and now a full time mortgage broker. I remember the days when we ran a three-bureau credit report for clients and did an analysis of late payments and credit inquiries. We used to be [...]
Jill G asked: The Domestic Relations office in my county (Chester Co. PA) does absolutely nothing. My ex was on probation for contempt of court. Three months ago, he stopped paying. Again. Domestic Relations told me they would IMMEDIATELY pursue him, since this is the 10th or 11th time (I am not exaggerating). So far, [...]
Gerald Washam asked: Understand Your CreditTrying to understand how credit works can be frustrating. Most people do not even know where to begin when trying to identify their personal credit rating. There are three major credit bureaus that report your credit status. These three credit bureaus are Equifax, Experian and TransUnion. All three also keep [...]
Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. [...]