Archive for June 2010

Free Annual Credit Report

Michael Killian asked: Would FREE copies your credit report be of interest? If you are committed to repairing your credit or simply want to know what is on your credit report, I have good news for you. A free copy of your credit report is available to every consumer annually. This article discusses the free [...]

Federal Credit Report – 16 Tips To Not Get Ripped Off

Justin Fox asked: I’ve written this article so you don’t get ripped off either. I want to share my tips and tricks to navigating around the rip off merchants so you avoid paying from something you don’t need.Don’t Pay For Something You’re Entitled ToThe US Congress has passed an amendment to the Fair Credit Reporting [...]

Credit Help for Real Estate Financing: Credit Scores

Jeanette Joy Fisher asked: When you buy real estate, lenders run all of the “big three” credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical risk [...]

HOW MUCH WILL THIS AFFECT MY CREDIT SCORE?

dancingzorba2 asked: I hate to admit it, but I’m terrified of looking at my credit score. I have had my credit card since I was 15 years old (I’m 23 now) and never once missed a payment until I graduated from college and couldn’t find a job for 3 months. In that time I couldn’t [...]

Cheap Credit Reports – 3 Ways to Find a Cheap or Free Report Online

L. Sampson asked: Knowing what is on your credit report can help to keep your personal information safe, give you a chance to correct inaccuracies, and save you money on interest rates when you apply for a home loan. With the wide availability of free or low cost credit reports online, there is no reason [...]