rubie asked: for about a year now….it was 1250 but he got back 250 for state return and it went to that. I want to know if they can garnish his wages or if they can just take money out of his checking account. If so, which would they go for firsT? This is his [...]
Helen Hecker asked: Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s [...]
tarot_princess86 asked: Alright, I had an account in collections for a really long time. When I started paying it down the collector told me that once it was all paid off that I should send copies of the paid in full letter to the 3 main credit bureaus (transunion, eqifax and experian). However, she did [...]
Staci D asked: I just turned 18 a few months ago, and have been working at JC Penney for a month. I have not over drawn my bank account. I have direct deposit. I have a house in my name, but it’s paid off. I also have a Netflix account, but I’m not sure if [...]
Hyder Khan asked: If you’re being turned down for credit left and right by every mortgage broker, credit card company, and landlord, or you’re not even able to refinance your own house, that is an indication that you have some negative items on your credit report that are scaring away lenders. You have two choices: [...]