Archive for August 2010

Want to Get Approved For the Apartment of Your Choice Even With Bad Credit Or Broken Lease?

Jimmy Jamm asked: There has been a move by many apartments to vet prospective tenants by running their credit. This practice was not very widespread before and came to become embodied in many complexes policies after the tragic events of September 11, 2001. In those days, having a job for six months or more or [...]

Credit score varied widely?

Sarah W asked: I checked my score at Experian.com and it was 780, that was exactly one month ago, and nothing on my credit has changed, yet when I went to creditkarma.com, they said my transunion score was only 671. Why is that? I even checked my report, and all three bureaus have the exact [...]

HELP with settling a debt to collections?

Sara asked: Hello, I co-signed on an ex-boyfriends truck (stupid, I know) and he never ended up making payments. I have been receiving calls from a company called Syncom and they are willing to negotiate a settlement to help repair my credit. The balance is $4700, but they sent me a fax that said if [...]

Fixing Bad Credit?

B asked: My lowest score of the three bureaus is 590…which is basically very bad…… The main thing that drove down my score is late payments to my credit card 90 days late and one for 120 days late…. I also had a couple of things go into collections, which I payed off entirely along [...]

Applied for car loan and was denied due to Credco reporting 0 score. Is this legal? Experian score is 630?

Cute Gurl asked: I have been applying for credit not knowing that credco had me at 0 -factor. I don’t understand why. They also have me listed as a different birth date, but I know its me because the inquiry appears on my credit reports. When I check my score w/ all three bureaus I [...]