Archive for September 2010

Any credit experts out there?

Rona9 asked: What is the best way to dispute wrong entries on credit report? How long does it take? Should I do it with all three bureaus or just one? Can it be done by phone? Any advice? P.S. I have a broken lease plus phone service from the address I have never resided at….Aaron

Four Things to Know About the Credit Score Scale

Kyle Gentile asked: The first thing to know about the credit score scale is there are several ways to score your credit. This makes for a wide variety of possible outcomes. For example, scoring can vary between models such as FICO and Vantage. The credit score scale on these two models is different. With the [...]

Tips On How To Obtain A Free Credit Report Without A Credit Card

Tim Gorman asked: Even though everyone in United States now has a right to obtain a free credit report annually from each of the three main credit bureaus, Equifax, Experian, and TransUnion, there is still considerable doubt among consumers as to whether they can get a credit report without having a credit card.In fact having [...]

How to Remove a Negative Credit Rating From Your Credit Report

Chane Steiner asked: In order to clear your record of a negative rating, you must first check the credit report for any inaccuracy or see if it has been verified by the credit company. You may be surprised how often information in your credit report has not passed through careful scrutiny and how much of [...]

Credit Cards For People With Bad Credit

Joseph Kenny asked: When it comes to having bad credit ratings, or at least less than good credit ratings, it sure can make things a little tough financially to be able to do what you want. Many people today start getting into bad credit partly because of credit cards simply by taking full advantage of [...]