Archive for the ‘Credit’ Category

How do I report a judgement to the three credit bureaus?

Skyler asked: I won a judgement against a corporation, and I am wondering how to report it to Experian, Equifax, and Transunion. I called the court that issued the judgement and they said that I am responsible for reporting it to them. Any addresses, phone numbers, or other info would be greatly appreciated, thanks! bddancer [...]

Can an employer report unpaid training fee for breach of contract to credit bureau’s?

Nicole B asked: I signed a contract stating i would complete six months of employment in order for a training fee to be waived. I resigned after the first week and now the woman is trying to make me pay the entire training fee when I received one day of training. She has threatened to [...]

Why isn’t collection accounts on my credit report?

qdeezy asked: I have about three past accounts that are in collections. I am trying to take care of all of them but two of them (a cell phone thats in collections and an old bank account) are not on my credit reports! I know that the banking industry has ChexSystem that they report to [...]

How do I submit information to a credit reporting agency?

Free Indeed asked: If I am a creditor (providing financing to someone who buys my house), how do I report their timely (or untimely) mortgage payments each month to the three credit bureaus?Benjamin

Freeze on my credit report?

Bodhi Surfer asked: I was in the middle of buying a new car and was told that I have a freeze on my credit, as if I am trying to protect identity. I have never authorized any of the three credit bureau’s to do so and when I called the two that the dealership checked [...]