Archive for the ‘Other – Business & Finance’ Category

Are you a family or individual in proverty?

bellslady65 asked: I have read some Us Census Bureau’s reports on their website about the average income for proverty. These reports can NOT be correct. It stated that in 2006 a family of four was considered in proverty if their income was under $20,000. With all the increase in gas prices, food prices, etc, how [...]

Any credit experts out there?

Rona9 asked: What is the best way to dispute wrong entries on credit report? How long does it take? Should I do it with all three bureaus or just one? Can it be done by phone? Any advice? P.S. I have a broken lease plus phone service from the address I have never resided at….Aaron

Is it wrong for your bank to hold a check (for 15 days) to pay off part of your home equity line of credit?

this_one_dude asked: I just deposited a $25K check from a well-known brokerage firm into my checking account at a well-known bank. I want to use that money to pay off part of my home equity line of credit balance at the same bank. I did this three months ago and it wasn’t a problem. Nothing [...]

Charged for free cellphones if you terminate contract early?

sberti20 asked: Charged for free cellphones if you terminate contract early? Long story short. I canceled my family plan that had three lines on it. i paid the cancelation fee for each phone. i checked my credit report a year later and there are three collections for $100 each. they are all from the same [...]

What can I do about collection calls for accounts that aren’t mine?

ninfragile19 asked: Lately, I have been receiving numerous phone calls to my cell phone on a daily basis from (800) 240-1195. Doing a reverse lookup, I discovered that the number belongs to CBCS, a nation-wide collection agency. Recently, they have started leaving generic voicemails stating that they’re trying to collect a debt and to give [...]