Is there a way to find out how much mortgage I can qualify for without running a credit report?
rbrinny asked: I know my credit score with all three bureaus. But if I have a bank run the report before I’m ready, my score will drop.Roland
Archive for the ‘Renting & Real Estate’ Category
HELOC question – what would you do?
wickdsinnr asked: My husband and I purchased our first home in January 2005. We put no money down other than $1500 earnest money, which we got back at closing. We had never owned a home before and really didn’t know what we were doing. The house was purchased for $199,900. We were told that PMI [...]
How can I check to see if I have any broken leases on my credit?
Jen asked: There are none on any one of my three bureau reports but I know that does not mean anything.Jimmy
Credit reporting?
The GerBreCha Group asked: Can anyone tell me how I can report tenant’s late or early payments to the three main credit bureaus? I’ve found a few sites that offer the service for a fee, but I would like to know if possible how I can work direct with the agencies.Laurie
How is a real estate short sale normally reported to the credit bureaus?
gr8tfriend asked: I short sold a home in 2006. The short sale was reported to all three credit bureaus as being ” Settled for less than the full balance, paid as agreed”. However on my Equifax and Experian credit report the account shows “settled for less than the full balance, paid as agreed and lastly [...]