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	<title>Comments for three bureau credit report</title>
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	<link>http://three-bureau-credit-report.com</link>
	<description>answers to how credit bureau reports work</description>
	<lastBuildDate>Sat, 02 Apr 2011 02:51:07 +0000</lastBuildDate>
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		<title>Comment on My Loan is not showing on all 3 credit bureau. What should I do? by StephenWeinstein</title>
		<link>http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2753</link>
		<dc:creator>StephenWeinstein</dc:creator>
		<pubDate>Sat, 02 Apr 2011 02:51:07 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2753</guid>
		<description>&lt;a href=&quot;&quot;&gt;Vicki&lt;/a&gt;


You cannot get your car loan to show on any credit bureau not used by your lender.

You should find a lender that (1) checks Transunion, and (2) reports to Equifax and Experian.  Borrow money from that lender (or refinance your car loan using that lender).  Because they check TransUnion, you will (hopefully) be approved.  Because they report to Equifax and Experian, you will have a credit history file at those bureaus, and will be able to obtain loans in the future from lenders that only check with those bureaus.</description>
		<content:encoded><![CDATA[<p><a href="">Vicki</a></p>
<p>You cannot get your car loan to show on any credit bureau not used by your lender.</p>
<p>You should find a lender that (1) checks Transunion, and (2) reports to Equifax and Experian.  Borrow money from that lender (or refinance your car loan using that lender).  Because they check TransUnion, you will (hopefully) be approved.  Because they report to Equifax and Experian, you will have a credit history file at those bureaus, and will be able to obtain loans in the future from lenders that only check with those bureaus.</p>
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		<title>Comment on My Loan is not showing on all 3 credit bureau. What should I do? by Busymomx6</title>
		<link>http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2752</link>
		<dc:creator>Busymomx6</dc:creator>
		<pubDate>Tue, 29 Mar 2011 15:36:17 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2752</guid>
		<description>&lt;a href=&quot;&quot;&gt;Jeffrey&lt;/a&gt;


They are correct. Each company has to apply and be accepted to each of the Credit Bureaus. Many companies only apply to one or two and not all three.  This is why each credit report will be different. 

Something you can do is freeze your credit file with Ex and Eq.  That will force potential lenders to pull Transunion.  Just make sure it is what you want to do because when you freeze them, you can&#039;t apply for any instant credit at all.</description>
		<content:encoded><![CDATA[<p><a href="">Jeffrey</a></p>
<p>They are correct. Each company has to apply and be accepted to each of the Credit Bureaus. Many companies only apply to one or two and not all three.  This is why each credit report will be different. </p>
<p>Something you can do is freeze your credit file with Ex and Eq.  That will force potential lenders to pull Transunion.  Just make sure it is what you want to do because when you freeze them, you can&#8217;t apply for any instant credit at all.</p>
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		<title>Comment on My Loan is not showing on all 3 credit bureau. What should I do? by sbinlb</title>
		<link>http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2751</link>
		<dc:creator>sbinlb</dc:creator>
		<pubDate>Mon, 28 Mar 2011 11:24:24 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/my-loan-is-not-showing-on-all-3-credit-bureau-what-should-i-do/#comment-2751</guid>
		<description>&lt;a href=&quot;&quot;&gt;Leslie&lt;/a&gt;


You can&#039;t.  They only report to Transunion.  They aren&#039;t required to report anywhere.</description>
		<content:encoded><![CDATA[<p><a href="">Leslie</a></p>
<p>You can&#8217;t.  They only report to Transunion.  They aren&#8217;t required to report anywhere.</p>
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		<title>Comment on I am trying to get all 3 credit reports online? by CFPwunaB</title>
		<link>http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2746</link>
		<dc:creator>CFPwunaB</dc:creator>
		<pubDate>Thu, 24 Mar 2011 20:45:38 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2746</guid>
		<description>&lt;a href=&quot;&quot;&gt;Earl&lt;/a&gt;


You are entitled to see your credit report for free 3 times per year, once from each of the 3 credit bureaus. 

Option A] If you go back to annualcreditreport.com you should be able to see your report again from the 2 remaining bureaus which you did not see the first time.

Option B] Ask a parent/friend if you can use their credit card to purchase your credit report and pay them back with a check/cash.

Option C] Call the bureaus and ask to send them a check

Option D] Go to a local bank and apply for credit, by law they should have to provide you with a copy of the credit report they pulled for you. (I do not recommend this option, check with the bank to see if they will do this for you, and it will likely hurt your credit score)

Option E] Wait &#039;til next year.

A debit card should also work to purchase items online (debit cards are linked to your checking account and generally withdrawal money directly from your checking account).

Printing a copy of your credit report when you get it might be a good idea, just keep in a safe place or dispose of after use.</description>
		<content:encoded><![CDATA[<p><a href="">Earl</a></p>
<p>You are entitled to see your credit report for free 3 times per year, once from each of the 3 credit bureaus. </p>
<p>Option A] If you go back to annualcreditreport.com you should be able to see your report again from the 2 remaining bureaus which you did not see the first time.</p>
<p>Option B] Ask a parent/friend if you can use their credit card to purchase your credit report and pay them back with a check/cash.</p>
<p>Option C] Call the bureaus and ask to send them a check</p>
<p>Option D] Go to a local bank and apply for credit, by law they should have to provide you with a copy of the credit report they pulled for you. (I do not recommend this option, check with the bank to see if they will do this for you, and it will likely hurt your credit score)</p>
<p>Option E] Wait &#8217;til next year.</p>
<p>A debit card should also work to purchase items online (debit cards are linked to your checking account and generally withdrawal money directly from your checking account).</p>
<p>Printing a copy of your credit report when you get it might be a good idea, just keep in a safe place or dispose of after use.</p>
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		<title>Comment on I am trying to get all 3 credit reports online? by Jeremy Kitching</title>
		<link>http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2745</link>
		<dc:creator>Jeremy Kitching</dc:creator>
		<pubDate>Tue, 22 Mar 2011 14:45:54 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2745</guid>
		<description>&lt;a href=&quot;&quot;&gt;Stacey&lt;/a&gt;


AnnualCreditReprt.com was created by the FTC to give out one&#039;s credit reports from the three major credit bureaus once per year. If you still have your original reports you can do online disputes on each of the bureaus&#039; web sites using the report number you got. If there are changes (after the dispute) then you will be able to get a copy of the updated credit report once the changes are made.

Sites like FreeCreditReport.com give you access to a report and score, but only for a free trial period (30 days), and you need to enter in your debit card or credit card details. And if you forget to cancel the account you will be charged.</description>
		<content:encoded><![CDATA[<p><a href="">Stacey</a></p>
<p>AnnualCreditReprt.com was created by the FTC to give out one&#8217;s credit reports from the three major credit bureaus once per year. If you still have your original reports you can do online disputes on each of the bureaus&#8217; web sites using the report number you got. If there are changes (after the dispute) then you will be able to get a copy of the updated credit report once the changes are made.</p>
<p>Sites like FreeCreditReport.com give you access to a report and score, but only for a free trial period (30 days), and you need to enter in your debit card or credit card details. And if you forget to cancel the account you will be charged.</p>
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		<title>Comment on I am trying to get all 3 credit reports online? by J</title>
		<link>http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2744</link>
		<dc:creator>J</dc:creator>
		<pubDate>Sun, 20 Mar 2011 13:02:21 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/i-am-trying-to-get-all-3-credit-reports-online/#comment-2744</guid>
		<description>&lt;a href=&quot;&quot;&gt;Herman&lt;/a&gt;


freecreditreport.com

There is a box to click where you can try a service for one month.  You can use a debit card.  You can cancel after one week.</description>
		<content:encoded><![CDATA[<p><a href="">Herman</a></p>
<p>freecreditreport.com</p>
<p>There is a box to click where you can try a service for one month.  You can use a debit card.  You can cancel after one week.</p>
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		<title>Comment on Equifax cannot locate my credit report? by jlf</title>
		<link>http://three-bureau-credit-report.com/credit/equifax-cannot-locate-my-credit-report/#comment-2788</link>
		<dc:creator>jlf</dc:creator>
		<pubDate>Sun, 13 Mar 2011 16:28:25 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/equifax-cannot-locate-my-credit-report/#comment-2788</guid>
		<description>&lt;a href=&quot;&quot;&gt;Christian&lt;/a&gt;


I&#039;m not surprised.  Equifax is by far the most incompetent of the three U.S. credit bureaus.  Send them a copy of your previous Equifax report and ask for an explanation.  Also file a complaint with the FTC and your state AG&#039;s office or equivalent consumer protection agency.</description>
		<content:encoded><![CDATA[<p><a href="">Christian</a></p>
<p>I&#8217;m not surprised.  Equifax is by far the most incompetent of the three U.S. credit bureaus.  Send them a copy of your previous Equifax report and ask for an explanation.  Also file a complaint with the FTC and your state AG&#8217;s office or equivalent consumer protection agency.</p>
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		<title>Comment on Equifax cannot locate my credit report? by Larbacmc</title>
		<link>http://three-bureau-credit-report.com/credit/equifax-cannot-locate-my-credit-report/#comment-2787</link>
		<dc:creator>Larbacmc</dc:creator>
		<pubDate>Thu, 10 Mar 2011 10:09:06 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/equifax-cannot-locate-my-credit-report/#comment-2787</guid>
		<description>&lt;a href=&quot;&quot;&gt;Gertrude&lt;/a&gt;


That sometimes happens , because they have millions and people with same name and birthdays. 
Try to apply for another credit card and see what happens
then ask for another credit report</description>
		<content:encoded><![CDATA[<p><a href="">Gertrude</a></p>
<p>That sometimes happens , because they have millions and people with same name and birthdays.<br />
Try to apply for another credit card and see what happens<br />
then ask for another credit report</p>
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		<title>Comment on Do All Three Credit Bureau&#8217;s Updated At Same Time (Disputed Something, It Cleared With 1 Bureau, Am I All Set? by LINDSEY G</title>
		<link>http://three-bureau-credit-report.com/credit/do-all-three-credit-bureaus-updated-at-same-time-disputed-something-it-cleared-with-1-bureau-am-i-all-set/#comment-2777</link>
		<dc:creator>LINDSEY G</dc:creator>
		<pubDate>Mon, 07 Mar 2011 07:18:42 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/do-all-three-credit-bureaus-updated-at-same-time-disputed-something-it-cleared-with-1-bureau-am-i-all-set/#comment-2777</guid>
		<description>&lt;a href=&quot;&quot;&gt;Terri&lt;/a&gt;


They don&#039;t all report credit changes at the same time. It can take between 30-60 days for the changes to post.</description>
		<content:encoded><![CDATA[<p><a href="">Terri</a></p>
<p>They don&#8217;t all report credit changes at the same time. It can take between 30-60 days for the changes to post.</p>
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		<title>Comment on Credit Report Removal Question? by Gregory</title>
		<link>http://three-bureau-credit-report.com/credit/credit-report-removal-question/#comment-2722</link>
		<dc:creator>Gregory</dc:creator>
		<pubDate>Sun, 06 Mar 2011 08:34:51 +0000</pubDate>
		<guid isPermaLink="false">http://three-bureau-credit-report.com/credit/credit-report-removal-question/#comment-2722</guid>
		<description>&lt;a href=&quot;&quot;&gt;Delores&lt;/a&gt;


Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit - creditreport.fateback.com</description>
		<content:encoded><![CDATA[<p><a href="">Delores</a></p>
<p>Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit &#8211; creditreport.fateback.com</p>
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