Closed credit card – derogatory marks affecting credit score/future credit?
Doug asked:
I was in a debt management program for several years. However, the company’s owners skipped town and thus payments were not made to creditors on time, etc…One Chase card reported three consecutive late payments in a row on my account and now this is having a HORRIBLE affect on my credit report. I’ve written to Chase to explain the situation (I’ve since paid off the account on my own and it has a $0 balance and is closed), however Chase responded that “to maintain the integrity of the credit bureaus, there was nothing they could/would do…” Any suggestions for getting this off my credit report – it wasn’t my fault and the New York Attorney General’s office was involved with the fraud at the Debt Management Program: [Cambridge Birghton Budget Management Group]…Thanks!
Jill
I was in a debt management program for several years. However, the company’s owners skipped town and thus payments were not made to creditors on time, etc…One Chase card reported three consecutive late payments in a row on my account and now this is having a HORRIBLE affect on my credit report. I’ve written to Chase to explain the situation (I’ve since paid off the account on my own and it has a $0 balance and is closed), however Chase responded that “to maintain the integrity of the credit bureaus, there was nothing they could/would do…” Any suggestions for getting this off my credit report – it wasn’t my fault and the New York Attorney General’s office was involved with the fraud at the Debt Management Program: [Cambridge Birghton Budget Management Group]…Thanks!
Jill
Phyllis
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – creditreport.fateback.com