How to write letter to credit bureaus to delete non validated accounts?

Ashley asked:


I am 20 years old, and pulled my credit report about 3 months ago. I found three collection accounts on my credit report.

I first disputed the accounts with the credit bureaus, who all verified the accounts. These accounts are not mine, I know they are not mine, for a business in a state I have never been to.

My next step was to send the collection agencies a certified letter requesting validation of debt, that was over 2 months ago, no response from any of them.

I was doing research on Y/A and found out that now I should dispute the accounts with the credit bureaus again and send certified mail with copies of validate letters, that they failed to answer OR I should contact the credit bureaus for something called Method of Validation.

My question is can anyone help me with a sample letter or tell me how to word a letter to the credit bureaus saying they should delete the accounts because the collectors did not validate. I am not good at writing letters, I feel inadequate.

Also should I list all three accounts on one letter to each bureau?

Glen

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One Comment

  1. THECREDITFILESCOINC says:

    Shane

    Become a member of our credit agency and we will write the letter and send it to you complimentary by email that will handle this matter and get the situation handled fast for you. Visit our Yahoo Credit Group and become a member today and contact us after you’ve received your Welcome Email and we will send you the appropriate letter for immediate handling:

    Visit us at:

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