How different is the Experian Credit Score from your actually FICO?


Question by JP: How different is the Experian Credit Score from your actually FICO?
Last year I did my yearly free credit score, which takes your score from all 3 bureaus.. and did one of those free 30 day trials to get my credit score like 6 months ago and it was 517. I havent made any payments to my sole negative account, but now my score is like 624 on a free experian one i did today. how different are the two scores?

Best answer:

Answer by Ryan M
It is calculated on a completely dissimilar scale, using different weights, factors, and criteria. The Experion score is generally 100-150 points HIGHER than your actual FICO score….that is due mostly to the Experian score having a higher ceiling.



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