Ashley asked: I am in the process of buying a house and previously I had two debts on my credit report – that was it. So I basically had no credit. I paid one the other day and I called to pay the other and they said I paid it in 2005, but for some [...]
ninfragile19 asked: Lately, I have been receiving numerous phone calls to my cell phone on a daily basis from (800) 240-1195. Doing a reverse lookup, I discovered that the number belongs to CBCS, a nation-wide collection agency. Recently, they have started leaving generic voicemails stating that they’re trying to collect a debt and to give [...]
David Siegel asked: s world, having a bad credit report may be detrimental. Even though in most cases consumers have brought this upon themselves, in some cases the bad credit report may be caused by a glitch in the credit bureau system. As up to 25% of credit reports have a substantial error that can [...]