Suzy Vanstrusen asked: So you’ve been told to get a copy of your credit report. Where should you get a copy? The answer is, you must get one copy from each of three major credit bureaus in the country – (Equifax, Experian, TransUnion). Why should you obtain a copy from each? Some people think that [...]
Bob Pering asked: Deleting bad credit items on your credit report is definitely a worthwhile pursuit. It is possible to improve your credit scores anywhere from 100 to 200 points or more, by removing derogatory information from your credit reports.The first step is to review your reports so you know where the problems are. Start [...]
Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do to raise [...]
John Rasor asked: You know that your credit scores are based on your money management history – and if you’re working hard to rebuild your rating, it can be very frustrating to see the same old negative information showing up on your credit report.Unfortunately, there’s not a lot you can do except wait it out. [...]
Ronnica Rothe asked: Having a bad credit report can affect your current interest rates and your ability to apply for further credit or loans. It is a good idea to know what your credit report contains, as this is what potential lenders see when they consider you as a candidate for a loan whether it [...]