Posts Tagged ‘Banks’

What banks use Equifax? My score is better with Equifax what banks use Trans union? I don’t want them?

Question by Cb1818c: What banks use Equifax? My score is better with Equifax what banks use Trans union? I don’t want them?My score is better with Equifax, which banks use Equifax? What banks use Trans Union? I don’t want them, I went though my credit union for snowmobile and I got a high interest rate [...]

My Loan is not showing on all 3 credit bureau. What should I do?

Eyad a asked: I have a 10,000 car loan from a small financing institution. They have been reporting my payments to TransUnion and every-time I apply for a credit card or any other loan I get rejected. My current balance is $400 and I will pay them off next month. The problem is that when [...]

The High Cost of a Bad Check

Morgan Hamilton asked: Writing a bad check can really be a tough predicament. It can happen to anyone, even those who that make an effort of taking care of their money. Poor budgeting and impulsive thinking are the most common root of this financial problem. If you happen to blunder into this situation, acting quickly [...]

Which Credit Bureau Should I Use To Check My Credit Report?

Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. [...]

Why is my credit score different when pulled from internet than when the bank pulls it?

Zip Z asked: I have investigated my credit on the internet. I pulled all three credit scores. Then I went to the bank to talk about a home purchase. They ran my credit and came up with scores from the same credit companies that were 20 to 100 points lower. After leaving the bank I [...]