Eyad a asked: I have a 10,000 car loan from a small financing institution. They have been reporting my payments to TransUnion and every-time I apply for a credit card or any other loan I get rejected. My current balance is $400 and I will pay them off next month. The problem is that when [...]
Sonny Collova asked: You may need credit bureau phone numbers to request a free credit report if you have been turned down or would like to opt out of pre-approved credit card offers. Place security freezes, fraud alerts or get information about business credit services. You will need contact information for Equifax, Trans Union and [...]
Cute Gurl asked: I have been applying for credit not knowing that credco had me at 0 -factor. I don’t understand why. They also have me listed as a different birth date, but I know its me because the inquiry appears on my credit reports. When I check my score w/ all three bureaus I [...]
Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do to raise [...]
Mike Clover asked: The FTC claims that Credit Report Repair may be better for you if you do it yourself. You have seen advertisements on TV, local newspapers, internet. All of these credit report repair companies claim the following:* "Credit Problem? No Problem!"* " We can get rid of bad credit problems – 100% guaranteed"* [...]