qdeezy asked: I have about three past accounts that are in collections. I am trying to take care of all of them but two of them (a cell phone thats in collections and an old bank account) are not on my credit reports! I know that the banking industry has ChexSystem that they report to [...]
Staci D asked: I just turned 18 a few months ago, and have been working at JC Penney for a month. I have not over drawn my bank account. I have direct deposit. I have a house in my name, but it’s paid off. I also have a Netflix account, but I’m not sure if [...]
ninfragile19 asked: Lately, I have been receiving numerous phone calls to my cell phone on a daily basis from (800) 240-1195. Doing a reverse lookup, I discovered that the number belongs to CBCS, a nation-wide collection agency. Recently, they have started leaving generic voicemails stating that they’re trying to collect a debt and to give [...]
Helen Hecker asked: Today having good credit reflected in your credit report is important in every financial situation you find yourself in as you probably know and knowing a few tips about credit repair can solve a lot of your credit problems. In our world credit determines just how much interest you’ll end up paying [...]
ailat21 asked: My husband’s credit report states he owes a creditor $300. We’ve disputed the debt three times via Transunion, Eq and Ex. All three were validated. We’ve sent three certified letters requesting validation, and one requesting a payment address, etc. We have also called over 50 times and left numerous messages, which aren’t returned. [...]