JJ asked: I’m currently disputing information on my credit report at all three major credit bureaus. However, if I were to apply for a loan WHILE the items are being disputed, will I be denied the loan? Will my score be affected during the dispute process?Lewis
this_one_dude asked: I just deposited a $25K check from a well-known brokerage firm into my checking account at a well-known bank. I want to use that money to pay off part of my home equity line of credit balance at the same bank. I did this three months ago and it wasn’t a problem. Nothing [...]
David Faulkner asked: What role does your credit report play in your life? In case you apply for some sort of a loan, how do you think the lender would judge you? The lender simply checks your credit report which reflects all your credit history along with your credit score. Things do not just end [...]
lildee asked: Three years ago, my husband and i found a house we wanted to buy. We didn’t have much money to put down and our credit rating wasn’t the best. So, my mother in law actually purchased the house for us and we make monthly (on-time) payments to her and have canceled checks and [...]
Sean Patrick asked: Your credit report and score tells lenders whether or not you are a good risk for a loan. Your credit history, payments, and account information are on this report. Your FICO score is also an important factor for lenders. The information contained in your credit report is used to generate your FICO [...]