Pammila Phillis asked: Bankruptcy should always be a last resort (see our Debt Relief section for bankruptcy alternatives). However, if you are determined to file bankruptcy but have not done so yet, then please take your time and don’t rush the process – it is more important to ensure that all your bases are covered [...]
Aubrey Clark asked: The epidemic of home foreclosures, higher gas and food prices have stretchered the average consumers budget to the max. According to Trans Union and Equifax, national credit scores are steadily dropping at a higher rate than they have seen in the last decade. As a result of the lower credit scores large [...]
Ashley asked: I am 20 years old, and pulled my credit report about 3 months ago. I found three collection accounts on my credit report. I first disputed the accounts with the credit bureaus, who all verified the accounts. These accounts are not mine, I know they are not mine, for a business in a [...]
joecseko asked: I was hospitalized late last year for a period of 4 months.Due to a lack of income I was eligible for Medicaid.My Medicaid number was given to all parties who treated me after I got out of the hospital.By the time I got around to checking my credit reports there was negative information [...]
devisissy asked: There are five 11 year old debts on all three of my credit reports. Default dates are past the 7 year mark. I’m surprized they have not come off my credit report. What do I do to get them off? Do I write the credit bureau or the collection agencies? Also I noticed [...]