Jessica M asked: I’ve tried this three times and people still don’t, A: read my entire question and B: understand what I am talking about, so I’ll try again. I have 4 credit cards (Chase, Target, Bank of America, and Macys) that have ALL gone to collections. I have 2 cell phone bills (T-mobile and [...]
Kris asked: I had a baby in Dec 2008, and about three weeks later, while on maternity leave, learned that our company was shutting down and I did not have a job to come back to. I have searched and searched, and finally I have found a job. I start back in a week. The [...]
B asked: My lowest score of the three bureaus is 590…which is basically very bad…… The main thing that drove down my score is late payments to my credit card 90 days late and one for 120 days late…. I also had a couple of things go into collections, which I payed off entirely along [...]
Chane Steiner asked: Collection accounts are typically seriously past due accounts that have been assigned to an attorney or collection agency. A collection agency is usually hired after a company has made multiple attempts to collect money that they believe is owed to them. Collection accounts can remain on your credit report for 7 years [...]
oOPersephoneOo asked: I have an old debt account from an original creditor that went into delinquency in 2002. My date of last activity/payment was July 2002 and now in 2009 I am noticing on my credit reports that Keynote Consulting(collection agency) has taken over the account into Secondary Placement. This new Collection Agency has now [...]