Posts Tagged ‘Credit Bureau’

How to Remove Collection Accounts From My Credit Report

Tim Bock asked: Many times people are unaware of exactly what’s in their credit report, let along if there’s a collection account in there. There are usually 1 or 2 reasons why a collection account may exist.- The account went to collections – Mistaken identityFortunately it’s not the end of the world. There are steps [...]

Credit Bureau Phone Numbers

Sonny Collova asked: You may need credit bureau phone numbers to request a free credit report if you have been turned down or would like to opt out of pre-approved credit card offers. Place security freezes, fraud alerts or get information about business credit services. You will need contact information for Equifax, Trans Union and [...]

How To Get Rid Of Bad Information On Your Credit Report By Writing Letters

Helen Hecker asked: Assuming you already have a copy of your annual credit report you may have already found some errors that should be removed. Errors should always be a big concern because they can and probably have affected your credit score, also called a FICO. You can repair your credit with a little bit [...]

Can an employer report unpaid training fee for breach of contract to credit bureau’s?

Nicole B asked: I signed a contract stating i would complete six months of employment in order for a training fee to be waived. I resigned after the first week and now the woman is trying to make me pay the entire training fee when I received one day of training. She has threatened to [...]

How to Beat the Credit Bureaus at Their Own Game

Jon Arnold asked: In my mind, the credit bureaus demonstrate time and time again that they are run in a slipshod manner with little respect for the accuracy of the credit reports they distribute. But the good news is that with persistence and documentation, you can beat the credit bureaus at their own game, although [...]