Tim Bock asked: Many times people are unaware of exactly what’s in their credit report, let along if there’s a collection account in there. There are usually 1 or 2 reasons why a collection account may exist.- The account went to collections – Mistaken identityFortunately it’s not the end of the world. There are steps [...]
Skyler asked: I won a judgement against a corporation, and I am wondering how to report it to Experian, Equifax, and Transunion. I called the court that issued the judgement and they said that I am responsible for reporting it to them. Any addresses, phone numbers, or other info would be greatly appreciated, thanks! bddancer [...]
Jess Peterson asked: Your credit is one of the most valuable assets that you have. Your credit score can determine not only your ability to borrow money and buy a home, but also what types of jobs you can get and whether or not you can even rent an apartment in a good community. More [...]
Helen Hecker asked: Assuming you already have a copy of your annual credit report you may have already found some errors that should be removed. Errors should always be a big concern because they can and probably have affected your credit score, also called a FICO. You can repair your credit with a little bit [...]
Jon Arnold asked: In my mind, the credit bureaus demonstrate time and time again that they are run in a slipshod manner with little respect for the accuracy of the credit reports they distribute. But the good news is that with persistence and documentation, you can beat the credit bureaus at their own game, although [...]