Posts Tagged ‘Credit Card Debt’

Credit Repair – A Step-by-Step Guide

Natalie Aranda asked: Credit worthiness is usually measured by your credit history, which represents your financial reputation among creditors. Failing to pay off your credit card debt, not paying off the minimum monthly amount, missing a payment or not making your payments on time can lead you on a path with apparently no return: adverse [...]

HELOC question – what would you do?

wickdsinnr asked: My husband and I purchased our first home in January 2005. We put no money down other than $1500 earnest money, which we got back at closing. We had never owned a home before and really didn’t know what we were doing. The house was purchased for $199,900. We were told that PMI [...]

why can’t i get a free credit report?

ajent32 asked: just a few moments ago i attempted to request a free credit report from the three major bureaus (experian, etc)from a legit website and it said …. We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of [...]

Is it worth it to pay off my CREDIT CARD DEBT?

Jon Dough asked: My score is around 500 for all three credit bureaus. But most of the accounts will be removed from my credit report by 2013. I checked with this DMP to help me and the amount was about $150 per month, for 3 1/2 years. If you do the math, I’ll be debt [...]

If an unpaid credit card debt doesn’t show up in your credit report does that mean you don’t owe that money?

Jerry V asked: So i have had a credit card back about 3 yrs ago that I’m pretty sure I never paid off in full. I ran a creidt report today and it shows the number of open accounts as 2 (I have two open credit cards currently). And the number of accounts in collection [...]