B asked: My lowest score of the three bureaus is 590…which is basically very bad…… The main thing that drove down my score is late payments to my credit card 90 days late and one for 120 days late…. I also had a couple of things go into collections, which I payed off entirely along [...]
Jen. E asked: credit cards that are specially for people with bad credit? What about the prepaid ones? Most of the cards I’ve seen so far only report to ONE credit bureau. Is that okay? Or should I find one that reports to all three? Or should I wait till my credit is good enough [...]
dancingzorba2 asked: I hate to admit it, but I’m terrified of looking at my credit score. I have had my credit card since I was 15 years old (I’m 23 now) and never once missed a payment until I graduated from college and couldn’t find a job for 3 months. In that time I couldn’t [...]
briennagrace asked: I am 18, and I do not own a credit card. I got my social security card and bank card stolen. I already got a new bank card and stopped the other one, but as far as my social security…that’s irreplaceable. I tried to get a credit report from freecreditreport.com, but you need [...]
irah_384 asked: I am having my credit card for the past three months and have excellent credit history. But the credit history is available under only one credit bureau. I am now applying for auto loan and when credit unions/financial institutions run a credit check they are not finding any credit history. There is no [...]