Posts Tagged ‘Credit Check’

How do I handle this student loan situation?

mthomas_87 asked: I took out a private student loan to accompany my Stafford loans and scholarships for my undergrad. The loan was for $15,000 and was co-signed by my parents. I was a freshmen when I took out the loan and am in my last semester now. A year ago, my parents filed for Chapter [...]

Why would a credit bureau’s score differ 50-60 points from the other bureaus?

JoeyB asked: I have heard of differences between credit scores depending on the formula used. But what should I do when the difference from one bureau is 50-60 points less than the other two bureaus? Long and short of it: I was trying to refinance my car today, as my credit score has greatly improved [...]

Three credit bureaus won’t allow me to view my credit report?

Michael S asked: I just turned 18 and I tried to open a checking account with HSBC. However, to verify my identity they asked me a particularly odd question,about a mortgage taken out in April 2008. They asked me to name the account provider and amount paid. I became curious,and decided to perform a credit [...]

Three credit bureaus won’t allow me to view my credit report?

Michael S asked: I just turned 18 and I tried to open a checking account with HSBC. However, to verify my identity they asked me a particularly odd question,about a mortgage taken out in April 2008. They asked me to name the account provider and amount paid. I became curious,and decided to perform a credit [...]

What is a PLUS credit score (for example 701)?

Eddie Cacciatore, Private Eye asked: I use a service through AMEX that keeps me posted about changes to my credit rating. They check the three agencies, but they call it a PLUS Score. What do they mean? For example: PLUS Score from TransUnion This PLUS Score is based on information from your TransUnion credit report. [...]