Jeanette Joy Fisher asked: When you buy real estate, lenders run all of the “big three” credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical risk [...]
dancingzorba2 asked: I hate to admit it, but I’m terrified of looking at my credit score. I have had my credit card since I was 15 years old (I’m 23 now) and never once missed a payment until I graduated from college and couldn’t find a job for 3 months. In that time I couldn’t [...]
Ronnica Rothe asked: Having a bad credit report can affect your current interest rates and your ability to apply for further credit or loans. It is a good idea to know what your credit report contains, as this is what potential lenders see when they consider you as a candidate for a loan whether it [...]
Zip Z asked: I have investigated my credit on the internet. I pulled all three credit scores. Then I went to the bank to talk about a home purchase. They ran my credit and came up with scores from the same credit companies that were 20 to 100 points lower. After leaving the bank I [...]
dryann93 asked: Thank you all for your great advice,especially you Emmitt. So I called the number the credit union guy gave me and it’s the credit union number,so he works for them. Does this make the situation any better since he’s not an outside company? I left him a message sounding very “stearn” and intelligent [...]