Tim Gorman asked: Credit reports provide great details about a person including name, birth date, Social security number, home address, how payments are made, income, employment history, home ownership, previous address, court cases, judgments, and bankruptcy and foreclosure records.Above all it gives details about a person’s credit history. These include all the creditors with balances [...]
Eddie Cacciatore, Private Eye asked: I use a service through AMEX that keeps me posted about changes to my credit rating. They check the three agencies, but they call it a PLUS Score. What do they mean? For example: PLUS Score from TransUnion This PLUS Score is based on information from your TransUnion credit report. [...]
Liz Roberts asked: Whenever somebody applies for credit or financing, his or her credit report will be pulled electronically from any of the three major consumer reporting agencies (CRA). These CRAs are Experian, Trans Union, or Equifax – companies that are responsible for maintaining correct and up-to-date credit information around the country. Everyone is probably [...]
James Peter asked: Are you the kind who hardly bothers to check financial records until a die-hard situation arises? Did you know that the creditors can have access to your financial dealings and credit scenario before extending terms of funds to you? If you weren’t aware of it earlier, then its time now to awaken [...]
temptedlonging asked: I was recently denied a credit card. The letter they sent had three reporting companies. Under reasons for denial they listed… “Based on the credit report from _____ for *me*, credit bureau information is missing or unavailable” it said this three times – one for each company. What does this mean?Sharon