JoeyB asked: I have heard of differences between credit scores depending on the formula used. But what should I do when the difference from one bureau is 50-60 points less than the other two bureaus? Long and short of it: I was trying to refinance my car today, as my credit score has greatly improved [...]
irah_384 asked: I am having my credit card for the past three months and have excellent credit history. But the credit history is available under only one credit bureau. I am now applying for auto loan and when credit unions/financial institutions run a credit check they are not finding any credit history. There is no [...]
dryann93 asked: Thank you all for your great advice,especially you Emmitt. So I called the number the credit union guy gave me and it’s the credit union number,so he works for them. Does this make the situation any better since he’s not an outside company? I left him a message sounding very “stearn” and intelligent [...]
T.J asked: I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I [...]