Hector Milla asked: Less than 1% of U.S. resident have a perfect rating. If this is your goal, you need a FICO score of 850.Agencies assign scores based your financial history. In particular, they evaluate how many accounts you have, the type of debts you owe, the age of your accounts, frequency of late payments, [...]
Zach Ford asked: More than one million American citizens for good reasons check their credit through the internet every year. In order to maintain a healthy financial history it is important to be informed about your credit score. There are things that are considered when determining your credit rating and sometimes there are errors may [...]
Tina L Douglas asked: There are a lot of reasons why your credit rating will be very low. There could be errors on your credit report or you have been a victim of identity theft. For whatever reason, it is important that you monitor your credit score so that you will not be shocked and [...]
Copper asked: I have an online credit card account (at, let’s say Chase), and I have a $600 credit card statement, and I have three weeks to pay it off. If I pay $150 right away and $450 a week after the statement date, will they report a late $450 payment to the bureaus or [...]
K.M. Aguglia asked: Contrary to popular belief, there are no shortcuts to raising your credit score. But there are ways to insure that you are raising it in the fastest manner possible. Read on!1. Order your credit report from all three credit bureau’s (Experian, Equifax, and TransUnion). The reason for getting all three is that [...]