Eyad a asked: I have a 10,000 car loan from a small financing institution. They have been reporting my payments to TransUnion and every-time I apply for a credit card or any other loan I get rejected. My current balance is $400 and I will pay them off next month. The problem is that when [...]
Jeffrey Broobin asked: The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a “Credit Score”, which is created from credit report data submitted to them about you.But very often your credit report includes inaccurate, wrong or incomplete information (credit records).In this situation you have to prepare and send letters to [...]
lynlee39 asked: I am trying to get my credit report on-line but I do not have a credit card to pay for it. I have already gotten one from annualcreditreport.com but am trying to clean up some more things how can I get a credit report from all three credit bureaus???Bernice
Mike Clover asked: Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have [...]
Joseph Kenny asked: It can be pretty tough when your credit is bad and it is next to impossible to get credit when you need it. Most major credit card companies will not talk to you, and a lender – well, forget about it. There is a way, though, out of the tough situation with [...]