Ann Born asked: Whenever it is time for you apply for a loan of any type, your credit is generally pulled. Depending on your credit history, your score may vary from anywhere within the 500s or lower, which is considered very bad to the 700s or higher which is considered excellent. Although many people consider [...]
business woman asked: I been sent to collections 2 months ago for the medical bill. Anyways, the collection company called me to pay it off. I asked them to send me a document saying that if i pay it off now it will not be reported to the three credit bureaus. They faxed me a [...]
Mary asked: What are the best secured credit cards that report to all three credit bureaus? Where can I go to get them online? What is your experience with them? I need it to build good credit b/c I have horrible credit. I am currently paying off my debt by settlements and payment plans.Ruth
Jon Arnold asked: Other than eating, sleeping, and breathing, one of the most important things you should be doing on a regular basis is ensuring that the data in your credit report is accurate. That is such a simple statement, yet it is ignored by the vast majority of consumers, probably due to several factors, [...]
Debbie Dragon asked: There are attorneys and credit repair “clinics” that claim to be able to remove negative items from your credit file. The service is costly, with some providers charging up to $3,500. It sounds great, in theory, because what’s a few thousand dollars for repaired credit? The trouble with this service is consumer’s [...]