Pammila Phillis asked: Bankruptcy should always be a last resort (see our Debt Relief section for bankruptcy alternatives). However, if you are determined to file bankruptcy but have not done so yet, then please take your time and don’t rush the process – it is more important to ensure that all your bases are covered [...]
bullet_to_the_brain asked: “Our records indicate that you may have taken out a mortgage in November 2005. What were the monthly payments on this mortgage? A.$2000-2250 B.$2251-2500 C.$2501-2750 D.$2751-3000 E.NONE OF THE ABOVE” As I am still fairly young, I have never taken out a mortgage in my life, so why would two of the big [...]
Suzy Vanstrusen asked: So you’ve been told to get a copy of your credit report. Where should you get a copy? The answer is, you must get one copy from each of three major credit bureaus in the country – (Equifax, Experian, TransUnion). Why should you obtain a copy from each? Some people think that [...]
Anorwen asked: Does anybody know of any good books or websites on fixing good credit gone bad or dealing with the three major credit reporting agencies when they have a lot of misinformation.Miguel
Davion Wong asked: There are various ways of getting your free 3 credit bureau report considering that the government has a mandate to give every citizen his own free copy of the credit report once a year. This will give you the chance to track down and monitor your financial information and verify the authenticity [...]