Sara asked: Hello, I co-signed on an ex-boyfriends truck (stupid, I know) and he never ended up making payments. I have been receiving calls from a company called Syncom and they are willing to negotiate a settlement to help repair my credit. The balance is $4700, but they sent me a fax that said if [...]
Jesse B. Smith asked: This is a frequently asked question. With tough times upon us, more and more people are finding it difficult to get their bills paid on time. This, in turn, means that these same people are reported to the credit reporting agencies as late and the late payment is reported to lenders [...]
L. Sampson asked: Knowing what is on your credit report can help to keep your personal information safe, give you a chance to correct inaccuracies, and save you money on interest rates when you apply for a home loan. With the wide availability of free or low cost credit reports online, there is no reason [...]
Debbie Dragon asked: It may sound like a scam, but there are legitimate companies who can actually help you remove errors from your credit report or fix omissions within 72 hours. If you’ve tried to correct the situation on your own, you know it can take weeks, even months before it is actually straightened out- [...]
Tomas Loden asked: Can you trust online credit report services? That is the question that consumers are asking today, especially with the hundreds of offers that flood your e-mail in-box promising accurate credit reporting scores with just the click of a mouse.The good news is that most, if not all of these companies, are legitimate [...]