Posts Tagged ‘Credit Reports’

How do I report a judgement to the three credit bureaus?

Skyler asked: I won a judgement against a corporation, and I am wondering how to report it to Experian, Equifax, and Transunion. I called the court that issued the judgement and they said that I am responsible for reporting it to them. Any addresses, phone numbers, or other info would be greatly appreciated, thanks! bddancer [...]

How to Beat the Credit Bureaus at Their Own Game

Jon Arnold asked: In my mind, the credit bureaus demonstrate time and time again that they are run in a slipshod manner with little respect for the accuracy of the credit reports they distribute. But the good news is that with persistence and documentation, you can beat the credit bureaus at their own game, although [...]

Why isn’t collection accounts on my credit report?

qdeezy asked: I have about three past accounts that are in collections. I am trying to take care of all of them but two of them (a cell phone thats in collections and an old bank account) are not on my credit reports! I know that the banking industry has ChexSystem that they report to [...]

Three Simple Steps to Fix Your Credit Report

Tina L Douglas asked: There are a lot of reasons why your credit rating will be very low. There could be errors on your credit report or you have been a victim of identity theft. For whatever reason, it is important that you monitor your credit score so that you will not be shocked and [...]

How Does a 3-1 Credit Report Look Like?

Hector Milla asked: There are three credit reporting bureaus which although do similar business, may come up with varying reports. Different individuals and professionals work in the firms and thus it’s expected that their conclusions even on similar things is different. With this in mind, a consumer would therefore be better off if he considered [...]