three bureau credit report

Jared Wright asked: Credit report companies offer their services to people who need to get their credit score and other information about their financial status. A credit report is required when you apply for a loan such as a home mortgage, and may also be required when you want to apply for a credit card. [...]

Jackie Beem asked: It is not uncommon for a man and wife to sign jointly for debt while they are married.

Kyle Gentile asked: The first thing to know about the credit score scale is there are several ways to score your credit. This makes for a wide variety of possible outcomes. For example, scoring can vary between models such as FICO and Vantage. The credit score scale on these two models is different. With the [...]

Tarron Acuff asked: The three major credit bureaus are Equifax, Experian, and keep information on your credit history. If you don’t have any credit it should say is that the report does not exist because no credit has been established. If they do have credit established, it will tell you what is on your report. [...]

wickdsinnr asked: My husband and I purchased our first home in January 2005. We put no money down other than $1500 earnest money, which we got back at closing. We had never owned a home before and really didn’t know what we were doing. The house was purchased for $199,900. We were told that PMI [...]