Posts Tagged ‘Credit Unions’

How to Dispute Your TransUnion Credit Report

Ben S Douglas asked: TransUnion, one of the “big three” credit reporting companies, compiles all the information they receive from lenders into your credit report. As a credit bureau, TransUnion keeps credit history about you including your address, payment history, employment, and other personal information. Whenever you apply for any type of credit, a lender [...]

Are payments on credit cards issued by credit unions reported to the three major credit bureaus?

leon p asked: I am trying to build credit and I was declined a secured credit card by Bank of America so I am thinking of trying at a credit union.Pauline

Which Credit Bureau Should I Use To Check My Credit Report?

Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. [...]

My credit report is not available. what to do now?

irah_384 asked: I am having my credit card for the past three months and have excellent credit history. But the credit history is available under only one credit bureau. I am now applying for auto loan and when credit unions/financial institutions run a credit check they are not finding any credit history. There is no [...]